Laying it with UCF. Just think they want to dominate this game. A lot of points yes. But beating up on an in-state rival is good for recruiting. FAU I have rated near the bottom of the C-USA. New faces for the Owls as HC comes over from Florida to try to give this program some life. Plenty of pain along the way. Knights have some talent and I think they eventually pull away to a 25+ point victory. This is a senior laden team, with plenty of upperclassmen. This is the year for them. 4* Money Maker UCF 

Taking EAST TENN ST. These guys no strangers to playing up for 'bigger' schools. Even though Steve Forbes brings in a bevy of new JUCO talent, the guy wins. Not very high on Creighton this year. This is a lot of points to give to a scrappy program. If we had better 3pt shooting I would probably rise this up to an 8, or even 10* play. 4* Money Maker EAST TENN STATE

Taking HOFSTRA. Marshall had a nice little in showing in CUSA tourney and knocking off Wichita State. But this Hofstra team will have no problem putting up points and playing at the Herd's pace. CAA doesn't get much love, but I think they are over-looked. This Pride will be right at the top of the conference standings come March. And this isn't to sell Marshall short. They should be right in the thick of CUSA. Too many points to pass up. 4* Money Maker HOFSTRA 

Taking the PACKERS. Not a fan of laying double digits that's for sure. Especially with a coach I hate. And this guy ranks up there with his brothers from Dallas, Chargers and Denver. But this QB is a beast. He actually is getting some RB help. I like when A-Aron is angry. This Miami team is like a JV club coming to town after the Patriots and Rams. Miami does have a pretty schedule if you look at records and who they have to play. They are projected to be a AFC 6 seed. GB with Seattle and Minny on deck. They can't overlook an AFC team. They can't overlook anyone when you are 3-4. Dolphins needed a lot of extra help, as in 4 INTs to get a win over the Jets (Miami my Top 10 LW)- And I am grateful for the win. But that shouldn't inspire much confidence as they come to a cold city with Brock leading the troops. If Osweiler keeps Miami in striking distance I will really be shocked. 5* Best Bet GB PACKERS 

Taking the CHARGERS. Yes. Very tough laying this with the Chargers since I can't stand their HC and I don't think they know they need a placekicker to score points. But it is clear that the Raiders are checked out and looking forward to Vegas. Picking up draft picks and cutting vets. Rivers having a monster year. Gordon back. LAC can name their score. I'm thinking something like 27-6. 8* Sure Shot LA CHARGERS  (took me 3 times to write this as I keep putting SD instead of LA) 

Going UNDER the total. Under 11-3 last 14 in the series and has gone under in 7 straight here in Indy. Colts have gone 5-1 under their last 6 in division play. Jax 12-4 to the under last 16 vs AFC teams and 5-1 in their AFC South. 4* Total Money UNDER Jax/ Colts 

Taking the JAGUARS. I get we have 2 teams that look totally different right now. Jax off their bye week. Licking their wounds. Benching QBs. Pointing fingers. Train running off the tracks. While Indy looks like things are great with Luck healthy and back behind center. They have 2 straight beating the Raiders and the Bills. Not exactly NFL royalty. This team gave up 42 points to the Jets and were in the throes of a 4 game losing streak when Buffalo arrived with Derek Anderson at QB who they pulled out of a rest home. This is the Jaguars season. The defense did an awful lot of talking and has produced just 7 TOs after 33 last year. Time to step up and Jax has had success vs the Colts. Jags 6-0 ATS last 6 in the series. 8-3 ATS last 11 in Indy. Will also be looking at the Under in this game. 4* Money Maker JACKSONVILLE JAGUARS 

Taking the BENGALS. Now. We are 6-1 when betting Saints game. Had TB in Game 1, lost our fade of them vs NYG. In this spot, I will again go against them. More a situational spot more than anything. NO comes in winners of 7 straight. A tough come from behind win over Baltimore on the road. And ugly win at Minny. Then, shooting out to a fast lead, only to the Rams tie it up at 35, before winning by 10. That is an emotional run the last couple weeks. And, Super Bowl Champion, Philadelphia Eagles on deck. Losing out of conference isn't a bad loss by any stretch. Maybe a slight look ahead. Cincy in off their bye week. Dome team outdoors. Bengals quietly the most efficient red-zone team in the league. Again. Ravens missed a PAT that would have forced OT. Vikes turned the ball over at the worse time. Rattling off 10 points after a Rams rally. You need some luck to go along with talent to win. But you can't get that every time you suit up. 10* Money Bomb CINCINNATI BENGALS 

Taking the TITANS. Uh. Going against Brady and friends. Never really a wise move. We did cash with the Patriots over Green Bay last time out and failed to cover as we had Dallas Monday night. (Side note, only loss for me on a 4-1 Super Contest day currently 18th overall out of 3200 people) So we have seen ex Pats in the form of Lions HC get the better of their former mates. We have that again today. Plenty of ex NE's on the Titans side of the field. Tennessee lost 35-14 to NE in last years playoffs. This years team is bad on offense. I get it. But the defense is a top unit. I think they hang here. Have to grab the TD with a home dog who knows their way around the Patriots thinking. 4* Money Maker TENNESSEE TITANS